Hawaii's 15 year Estate, Medicaid,
and Financial Planning Company.
Member In Excellent Standing with the
Hawaii Chamber Of Commerce, the Better Business Bureau and the Small Business Hawaii
EPCH has served over 2000 Hawaii families and has over 10,000 members in its Group Legal Service Plan, while having received numerous awards and achievements.
EPCH was independently selected for the third consecutive year for the "Best of Honolulu" award from 2008-2010 in Retirement and Medicaid Planning Services in Washington, D.C., U.S. Local Business Association (USLBA).
Steve Capone co-authored the 2011 book edition titled, "How to Protect Your Family's Assets from Devastating Nursing Home Costs" with EPCH Senior Plan Attorney Reed Rohrer.
EPCH is the proud sponser of the 7 Year "East Oahu Volleyball Club's " Youth Volleyball Clinics, held every Wednesday at the Holy Trinity Church/Gym.
Steve Capone, wife Carla, and children Sasha & Sage.
Estate Planning Consultants of Hawaii Inc. (EPCH) was established in 1997 as a "Group Legal Service Plan"
in Hawaii Revised Statutes ยง488. We offer individuals, local businesses, credit unions and associations free membership into our Group Legal Service Plan. Currently, there are approximately 10,000 members and 2000 Estate Planning clients in Hawaii. We assist clients in all 50 States, Asia and the South Pacific.
Our Plan Attorneys practice in many areas including Advanced Medicaid Planning, Estate Planning, Asset Protection Trusts, Tax Planning, Business Trusts, Real Estate Law, Rental Properties, Minor Children Protection, Guardianship, and LLC's (Limited Liability Companies).
In addition, we represent several top A rated US Financial Investment Companies and offer our clients the highest level of financial consulting and advisory service. EPCH's goal is to represent the safest products with no market volitility or risk to our clients and members.
Advanced Medicaid Planning
Most of us want to make sure whatever we leave behind is given to our loved ones or the people we choose and not to expensive Hawaii Nursing Care Costs. We help our clients achieve this with the use of Advanced Medicaid Planning which after the qualification period allows our clients to preserve and maximize their wealth transfer and not have to spend down their hard earned assets to pay for the extremely high costs of Hawaii Nursing Care. We offer free in-office consultattions.
A Kaiser Family Foundation Survey in 2003 found that if you are 65 years of age or older, there is a 45% chance that you will spend some time in a nursing home. The average Hawaii Nursing Home stay is 2 - 4 years. At an average cost of $9,000 per month in Hawaii your Nursing Home Care could cost $324,000 or more.
We provide special Advanced Medicaid Planning which will allow you to keep the majority of your assets for your loved ones after the 5 year look back period enabling you to get all of your nursing home care costs paid for by Medicaid.
Protect a Lifetime of YOUR Savings From
Going to a Nursing Home
Since many seniors face debilitating conditions like arthritis, dementia, or stroke, keeping yourself or a loved one out of a nursing home can be an extremely challenging endeavor. With our FREE proper legal advice, you can get the facts, about what happens when a loved one enters a nursing home and how we can get Medicaid to pay for the quality care you deserve.
A FREE one-hour meeting at the Kaimuki Offices of Estate Planning Consultants Of Hawaii, Inc. (EPCH) will put you well on your way to protecting your hard earned savings from being lost to the high costs of Hawaii Nursing homes.
If a loved one is already in the hospital or nursing home we can help. It is never too late to start planning for the future.
Benefits of Life Insurance
When purchasing a policy, you want to balance fulfilling your financial needs and cost. So the balance boils down to the amount of insurance coverage you need versus how much you can afford to spend on the policy. Then you must pick the type of policy that meets your coverage goals as well as your financial budget.
A few benefits of investing in life insurance include:
Benefits of Annuities
Most annuities are written contracts issued by life insurance companies. In exchange for payments of the contract premiums, the contract holder (annuitant) can expect to receive a series of regularly scheduled payments.
Buying an annuity should not be confused with purchasing life insurance. It's also not a savings account, and it is typically used to supply long-term retirement income. And because the insurance company guarantees both earnings and principal, the investment is as safe as the financial strength of the insurance company.
Some benefits of an annuity include:
ASSET PROTECTION
Mailing Address:
Estate Planning Consultants Of Hawaii Inc.
3566 Harding Ave. Suite# 204
Honolulu Hawaii 96816
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Steve (cell) (808) 371-1868
Office Phone (808) 737-8777
Office Fax (808) 737-7888
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email: Steve117_EPCHawaii.com
All Rights reserved (808) 737-8777 3566 Harding Ave, Ste. 204, Honolulu, HI 96816 email: steve117_epchawaii.com
