Estate Planning Consultants of Hawaii Inc.

Estate Planning Consultants of Hawaii, Inc. ( EPCH )

HOMEABOUTWHO WE ARESERVICESCONTACTHOME Hawaii's Estate, Medicaid, Financial and Senior Care Planning Company. Member In Excellent Standing with theHawaii Chamber Of Commerce, the Better Business Bureau and the Small Business Hawaii ABOUT

About Us

Steve founded (EPCH) Estate Planning Consultants Of Hawaii Inc. in 1997 EPCH has served over 2000 Hawaii families and has received numerous awards and achievements."Our goal is to help our clients preserve and distribute their hard earned assets to their families, with 100% safety ."Steve Capone (Founder and President). Let us help you plan today, so you can wake up to a better tomorrow......Call us for a Free Consultation !Steve Capone, wife Carla, and children Sasha & Sage.

Steve Capone, Founder & President

Steve Capone originally from Branford Connecticut relocated to Honolulu in 1984 and worked for American Trust Company working with Bob Midkiff in the Trust and Finance Division. WHO WE ARE

Estate, Advanced Medicaid,

Tax and Financial Planning

Estate Planning Consultants of Hawaii Inc. (EPCH) was established in 1997 as a "Group Legal Service Plan" as set forth in Hawaii Revised Statutes §488. We offer individuals, local businesses, credit unions and associations free membership into our Group Legal Service Plan. Currently, there are approximately 10,000 members and 2000 Estate Planning clients in Hawaii. We assist clients in all 50 States, Asia and the South Pacific.Our Plan Attorneys practice in many areas including Advanced Medicaid Planning, Estate Planning, Asset Protection Trusts, Tax Planning, Business Trusts, Real Estate Law, Rental Properties, Power Of Attorney, Minor Children Protection, Guardianship, and LLC's (Limited Liability Companies). We offer our clients Financial Advisory Service, we represent The Hartford Financial Services Group, a 200 year old company. The Hartford remains one of the nation's leading and respected financial services provider. SERVICESslide 1slide 2slide 3slide 4Page 5Page 6Page 7Page 1Advanced Medicaid PlanningMost of us want to make sure whatever we leave behind is given to our loved ones or the people we choose and not to expensive Hawaii Nursing Care Costs. We help our clients achieve this with the use of Advanced Medicaid Planning which allows our clients to maximize their wealth transfer and not have to spend their hard earned assets to pay for the extremely high costs of Hawaii Nursing Care. A Kaiser Family Foundation Survey in 2003 found that if you are 65 years of age or older, there is a 45% chance that you will spend some time in a nursing home. The average Hawaii Nursing Home stay is 2 - 4 years. At an average cost of $9,000 per month in Hawaii your Nursing Home Care could cost $324,000 or more.We provide special Advanced Medicaid Planning which will allow you to keep the majority of your assets for your loved ones after the 5 year look back period enabling you to get all of your nursing home care costs paid for by Medicaid.Page 2Protect a Lifetime of YOUR Savings From Going to a Nursing HomeSince many seniors face debilitating conditions like arthritis, dementia, or stroke, keeping yourself or a loved one out of a nursing home can be an extremely challenging endeavor. With our FREE proper legal advice, you can get the facts, about what happens when a loved one enters a nursing home and how we can get Medicaid to pay for the quality care you deserve. A FREE one-hour meeting at the Kaimuki Offices of Estate Planning Consultants Of Hawaii, Inc. (EPCH) will put you well on your way to protecting your hard earned savings from being lost to the high costs of Hawaii Nursing homes. If a loved one is already in the hospital or nursing home we can help. It is never too late to start planning for the future.Page 3Benefits of Life InsuranceWhen purchasing a policy, you want to balance fulfilling your financial needs and cost. So the balance boils down to the amount of insurance coverage you need versus how much you can afford to spend on the policy. Then you must pick the type of policy that meets your coverage goals as well as your financial budget.A few benefits of investing in life insurance include:Provides financial security for your family in the event of personal loss or injury.Provides funds to pay for the deceased person's funeral.Insures against a particular need - for example paying off a loan such as a home mortgage or college loan.Provides funds to pay income taxes or other final obligations due on an estate.Provides compensation to a company in the event of a loss of a key employee or to provides funds to purchase the remaining share of a business from a partner.Page 4Benefits of AnnuitiesMost annuities are written contractsissued by life insurance companies. In exchange for payments of the contract premiums, the contract holder (annuitant) can expect to receive a series of regularly scheduled payments.Buying an annuity should not be confused with purchasing life insurance. It's also not a savings account, and it is typically used to supply long-term retirement income. And because the insurance company guarantees both earnings and principal, the investment is as safe as the financial strength of the insurance company.Some benefits of an annuity include:Security - Annuities are considered very safe investments - payments received aren't subject to the volatility of the stock market.Straightforward - After you've bought an annuity, the entire process is simple. Your payment of premiums will guarantee a future source of income.Stability - Since the contract holder is receiving a fixed monthly payment, it's easier to create a retirement plan or budget.

MEDICAID PLANNING >>>ASSET PROTECTIONLIFE INSURANCEANNUITIESCONTACTMailing Address:

Estate Planning Consultants Of Hawaii Inc.

3566 Harding Ave. Suite# 204

Honolulu Hawaii 96816

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Steve (cell) (808) 371-1868

Office Phone (808) 737-8777

Office Fax (808) 737-7888

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email: Steve_EPCHawaii.com