Estate Planning Consultants of Hawaii, Inc.

Estate Planning Consultants of Hawaii, Inc. ( EPCH )

HOMEABOUTWHO WE ARESERVICESCONTACTHOMEPeace of Mind for you and your loved ones is just a call away...Aloha! Thank you for visiting our website. EPCH is one of Hawaii's top retirement and financial planning companies. We serve as a group legal service plan, and currently service over 2000 clients. Our mission is to service and provide every individual with quality peace of mind, because we know how important it is to plan for you and families future."Some of the core principles, is always putting our clients best interest first. We do not mislead our clients, and we provide conspicuous, full and fair disclosure of all the facts. Our goal is to help our clients preserve and distribute their hard earned assets to their families, with 100% safetly and no risk. Call us for a free consultation, let us help you plan today, so you can wake up to a better tomorrow," says, Steve Capone (Founder and President).ABOUT

About Us

Steve Capone, Founder & President

Steve Capone originally from Connecticut, moved out to Hawaii for the warm weather, and the spirit of Aloha exhibited throughout the people. He started his career in finance at American Trust in 1984. It was there that he met his beautiful wife, the former Carla Saldania. However, it wasn't until 1997 that he realized his passion to create his own business for those in need of financial and estate guidance. That year Estate Planning Consultants of Hawaii was born. Since then, he has expanded the company to cover an array of financial services to his new and current 10,000 member/clients. Steve hopes to continue to grow the company which he started more than 12 years ago, and is dedicated to providing quality service to each and every person. Steve Capone, wife Carla, and children Sasha & Sage.WHO WE ARE

Estate, Tax, & Financial Planning

Estate Planning Consultants Of Hawaii Inc.(EPCH) was established in 1997 as a "Group Legal Service Plan" as set forth in Hawaii Revised Statutes §488. We offer individuals, local businesses, credit unions and associations free membership into our "Group Legal Service Plan." Our EPCH Plan Attorney's have helped over 2000 of our clients create complete estate plans. In addition, we represent four of the largest investment and insurance companies in America. Currently, we have over 10,000 business and residential members in the United States. We assist clients in all 50 States, Asia and the South Pacific. Our Staff has over 30 years of combined experience, EPCH is headquartered on the island of Oahu in Honolulu, Hawaii. SERVICES

SOLUTIONS

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LIVING TRUSTS

What is a Living Trust? We have all worked hard our entire life and lets face it, "this is a temporary stay", we are all going to die someday. So most of us want to make sure whatever we leave behind is given to the people we choose not the expensive courts. We may not want "our stuff" going to our in-laws, relatives, son-in-laws, daughter-in-laws. If our kids get a divorce those ex-spouses could make a claim against "our stuff" if we don't have a Living Trust.A living trust is a legal document that, just like a will, contains your instructions for what you want to happen to your assets when you die. Living Trusts are not new they've been used successfully for hundreds of years. But, unlike a will, a living trust avoids probate at death, can control all of your assets, and prevents the court from controlling your assets at incapacity."EMAIL US WITH A REQUEST FOR A FREE CONSULTATION!"slide 2

ANNUITIES

Equity-indexed annuities are fixed annuities with earnings tied to the S&P 500 and a lifetime guarantee so you're not penalized if the market goes down. With an indexed annuity, savingfor retirement may be easier than you think. Some of the advantages of an indexed annuity include:Allows you to participate in market growth through an interest rate linked to a major market index. Your Principle Money is 100% Safe and Risk Free.Guaranteed minimum interest rate that provides growth even when the market performs poorly. Tax-deferred growth helps your money grow more quickly. Guaranteed death benefits help ensure your beneficiary’s financial security. Limited withdrawal privileges without charge to give you access to your money. Several income payment options so you can receive income when and how you want it. "EMAIL US WITH A REQUEST FOR A FREE 20 PAGE COLOR" slide 3

LIFE INSURANCE

Life insurance protects your financial future with income tax-free money. It provides the resources your family or business may need to pay immediate and continuing expenses when you die. There are different types of life insurance and choosing a policy is an important decision. Estate Planning Consultants Of Hawaii can evaluate your ongoing and future financial needs of those who depend on you. We will help you become familiar with the various policies available and how they work. You will be in a better position to make a selection best suited to your financial needs and those of your family."EMAIL US WITH A REQUEST FOR A FREE CONSULTATION" slide 4

TAX PLANNING

You may be paying higher taxes than you need to. Wouldn't you love to give less money to the taxman? The good news is that you can lower your tax bill by placing a percentage of your financial accounts in a Tax-deferred Equity-indexed annuity. Other options include traditional IRAs, 401(k)s, 403(b)s, Keoghs or SEP IRAs, depending on your employment and preferences. Estate Planning Consultants Of Hawaii Inc. offers our clients tax planning. Our tax consultants(CPA,CFP,PFS) have over thirty years experience in Hawaii. "EMAIL US WITH A REQUEST FOR A FREE TAX CONSULTATION"CONTACTContact us:email: Steve_epchawaii.com

address: 3566 Harding Ave., Suite #204 Honolulu, HI 96816

telephone: (808) 737-8777

fax: (808) 737-7888