Estate Planning Consultants of Hawaii, Inc.

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WELCOME

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WELCOME

Aloha! Thank you for visiting our website. EPCH, Inc. is one of Hawaii's top retirement and financial planning companies. We serve as a group legal service plan, and currently hold over 10,000 members. Our mission is to service every individual with quality peace of mind, because we know how important it is to plan for your future. Family financial planning is vital for boosting savings and investments, managing tax, getting the right insurance, retirement planning and estate planning," says Steve Capone. (Founder and President). Let us help you plan today, so that you may wake up to a better tomorrow...slide 2

NEWS

For the second year in a row, our company has been given the 2009 Best of Honolulu Award in the field of Retirement Planning Services. Estate Planning Consultants of Hawaii Inc. was fortunate to be given this award in 2008 as well. As proven, our company is dedicated to providing quality service to our new and current plan members.

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JOBS

Our 12 Year Firm seeks 5-7 Consultants with good people skills.Great Opportunity. Previous Direct People to People experienceand ref. req. email us your information. Mahalo.... , ABOUT

About Us

Steve Capone, Founder & President

Steve Capone originally from Connecticut, moved out to Hawaii for the warm weather, and the spirit of Aloha exhibited throughout the people. He started his career in finance at American Trust in 1984. It was there that he met his beautiful wife, the former Carla Saldania. However, it wasn't until 1997 that he realized his passion to create his own business for those in need of financial and estate guidance. That year Estate Planning Consultants of Hawaii was born. Since then, he has expanded the company to cover an array of financial services to his new and current clients. Steve hopes to continue to grow the company which he planted 12 years ago, and is dedicated to providing quality service to each and every person. Steve Capone, wife Carla, and children Sasha & Sage.WHO WE ARE

Estate, Tax, & Financial Planning

Estate Planning Consultants Of Hawaii Inc.(EPCH) was established in 1997 as a "Group Legal Service Plan" as set forth in Hawaii Revised Statutes §488. We offer individuals, local businesses, credit unions and associations free membership into our "Group Legal Service Plan." Currently, we have over 10,000 business and residential members in the United States. We assist clients in all 50 States, Asia and the South Pacific. Our Staff has over 60 years of combined experience, EPCH is headquartered on the island of Oahu in Honolulu, Hawaii. SERVICES

SOLUTIONS

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LIVING TRUSTS

What is a living trust? A living trust is a legal document that, just like a will, contains your instructions for what you want to happen to your assets when you die. Living Trusts are not new they've been used successfully for hundreds of years. But, unlike a will, a living trust avoids probate at death, can control all of your assets, and prevents the court from controlling your assets at incapacity."EMAIL US WITH A REQUEST FOR A FREE CONSULTATION!"slide 2

ANNUITIES

Equity-indexed annuities are fixed annuities with earnings tied to the S&P 500 and a lifetime guarantee so you're not penalized if the market goes down. With an indexed annuity, savingfor retirement may be easier than you think. Some of the advantages of an indexed annuity include:Allows you to participate in market growth through an interest rate linked to a major market index. Guaranteed minimum interest rate that provides growth even when the market performs poorly. Tax-deferred growth helps your money grow more quickly. Guaranteed death benefits help ensure your beneficiary’s financial security. Limited withdrawal privileges without charge to give you access to your money. Several income payment options so you can receive income when and how you want it. "EMAIL US WITH A REQUEST FOR A FREE 20 PAGE COLOR" slide 3

LIFE INSURANCE

Life insurance protects your financial future with income tax-free money. It provides the resources your family or business may need to pay immediate and continuing expenses when you die. There are different types of life insurance and choosing a policy is an important decision. Estate Planning Consultants Of Hawaii can evaluate your ongoing and future financial needs of those who depend on you. We will help you become familiar with the various policies available and how they work. You will be in a better position to make a selection best suited to your financial needs and those of your family.Estate Planning Consultants Of Hawaii has prepared a FREE guide to help you understand the types of life insurance available and what questions to ask when you’re buying life insurance."EMAIL US WITH A REQUEST FOR A FREE CONSULTATION" slide 4

TAX PLANNING

You may be paying higher taxes than you need to. Wouldn't you love to give less money to the taxman? The good news is that you can lower your tax bill by placing a percentage of your financial accounts in a Tax-deferred Equity-indexed annuity. Other options include traditional IRAs, 401(k)s, 403(b)s, Keoghs or SEP IRAs, depending on your employment and preferences. Estate Planning Consultants Of Hawaii Inc. offers our clients tax planning. Our tax consultants(CPA,CFP,PFS) have over thirty years experience in Hawaii. "EMAIL US WITH A REQUEST FOR A FREE TAX CONSULTATION"CONTACTContact us:email: steve_epchawaii.com address: 3566 Harding Ave., Ste

#204,Honolulu, HI 96816

telephone: (808) 737-8777

fax: (808) 737-7444